Conventional loans: 30-year and 15-year terms are offered on your primary residence with a home value of $600,000, a down payment of $120,000, 80% LTV, credit score of 780, in Florida. VA loans: 30-year term option with a home value of $600,000, no down payment, 100% LTV, credit score of 780, in Florida. FHA loan: 30-year term on your primary residence with a home value of $400,000, down payment of $14,000, 96.5% LTV, credit score of 780, in Florida. Payment does not include taxes and insurance premiums. Your actual payment will be higher. Some state and county maximum loan amount restrictions may apply. We don’t yet have your complete financial picture. These figures are for estimation purposes only and may not reflect the exact terms of your loan. Your actual rate and payment could be higher. Get an official Loan Estimate before choosing a loan. Loan approval is subject to underwriter review: not everyone who applies will be approved. The credit score assumption in these scenarios is 780 and you will have an escrow account for payment of taxes and insurance. Based on market conditions these rates are subject to change. This is not a commitment to lend.